Terms of Service

"Service" means Pickcost's website, mobile application and related functionality used to collect information about users' recurring costs, present or facilitate supplier offers, and enable contact between users and suppliers. "User" means the natural or legal person using the Service. "Supplier" means a company or other entity that provides offers or otherwise uses the Service to connect with users. "Content" means text, images, data, offers, price information, trademarks and other material made available in or through the Service.

"Personal Data" means information that directly or indirectly can be linked to a living natural person. "Consumer" means a natural person acting mainly for purposes outside their trade, business or profession. "Business User" means a company, association or other entity acting in the course of business. "Agreement" means the agreement between you and us formed when you accept these Terms and use the Service.

The Service is intended for users who are at least 18 years old. If you use the Service as an individual, you must be at least 18 years old and have legal capacity to enter into agreements. If you use the Service on behalf of a company or organisation, you represent that you have authority to act for and bind that entity.

We may request information or documentation to verify identity, age or authority. If we reasonably believe that you lack authority or that the Terms are not being complied with, we may deny, restrict or terminate your access to the Service.

Pickcost is a platform through which you may provide information about your recurring costs, compare alternatives and receive offers or contact from suppliers. We may use the information you provide to match you with relevant offers and to facilitate contact between you and suppliers. The Service is a comparison and facilitation tool and should not be regarded as advice, a guarantee or a promise that any particular offer is the best one for you.

Any agreement for the underlying product or service is entered into solely between you and the relevant supplier. Pickcost is not a party to that agreement and is not responsible for the supplier's performance, pricing, promotional campaigns, commitment periods, terms, delivery or other obligations. To the extent permitted by law, the Service is provided "as is" and "as available", and we do not guarantee that you will receive offers, achieve any particular savings, or that the Service will always be error-free, secure or available without interruption.

Use of certain parts of the Service may require registration and an account. You are responsible for ensuring that the information you provide is accurate, complete and up to date and for keeping your login credentials confidential. You are also responsible for activity carried out through your account unless otherwise required by mandatory law. If you suspect unauthorised access, you must notify us without undue delay. We may suspend or terminate your account if you breach the Terms, provide false information, use the Service in an unauthorised manner or if there is otherwise a legitimate basis to restrict your access.

If you are a Consumer, mandatory consumer protection laws apply to the extent relevant, and nothing in these Terms is intended to limit rights that cannot lawfully be waived. If you use the Service as a Business User, consumer protection rules applicable only to consumers do not apply, and you agree that the allocation of risk, limitations of liability and other commercial provisions in these Terms shall apply in full to the extent permitted by law.

Use of the Service as an end user is currently free of charge unless otherwise stated in the Service. If we later introduce fees for certain features, subscriptions or additional services, we will inform you within a reasonable time before such fees take effect. Any payments to suppliers, such as subscription fees, connection fees or other charges for the underlying service, are solely between you and the relevant supplier.

When you accept an offer or request to proceed with an offer through Pickcost, we may share the information required to complete the contact or transfer to the supplier, such as contact details, address and information about the selected offer. The agreement for the underlying product or service is entered into solely between you and the supplier. Pickcost is not a party to that agreement and is not responsible for the supplier's performance or contractual terms.

You are responsible for reviewing the supplier's price, terms, notice period, commitment period, campaign conditions and other relevant information before accepting an offer. Complaints, withdrawal rights, claims, disputes or requests for changes to the underlying agreement must be directed to the relevant supplier unless mandatory law requires otherwise.

You must use the Service in accordance with applicable law and these Terms. You may not use the Service for illegal, misleading, disruptive, abusive or harmful purposes. Without our prior written consent, you may not scrape, copy, mirror, automate access to or otherwise mass-exploit the Service or its Content. We may deny, restrict or terminate your access if you breach the Terms or if we suspect fraud, abuse, security risks or other unauthorised use.

Pickcost and our licensors own, or have the right to use, all intellectual property rights in and to the Service, including trademarks, logos, design, software, databases, interfaces and other Content. You may use the Service only for its intended purpose and may not, without our written consent, use, copy, modify, distribute or imitate such material. Nothing in these Terms transfers any intellectual property right to you.

To the extent permitted by law, the Service is provided "as is" and "as available" without warranties of any kind, whether express or implied. We are not liable for indirect, consequential, incidental or similar damages, including loss of profit, loss of savings, loss of data, loss of goodwill, production loss, business interruption or similar loss. We are also not liable for damage caused by third parties, including suppliers, internet providers, payment providers or other external actors.

Our aggregate liability to you under or in connection with the Agreement and your use of the Service is limited to the amount you have actually paid to us for use of the Service during the twelve (12) months immediately preceding the event giving rise to the claim. If you have paid us nothing, our liability is limited to 0 (zero). This limitation does not apply to the extent liability cannot be excluded or limited under mandatory law.

We are not liable for delay or failure to perform caused by circumstances beyond our reasonable control, including war, terrorism, natural disaster, pandemic, government action, severe disruption affecting suppliers or subcontractors, internet or network outages, strike, labour conflict or similar circumstances. Such events entitle us to postpone performance and, if the situation is serious or prolonged, to temporarily limit or suspend the Service without liability.

You may stop using the Service at any time. If you have an account, you may also request that it be closed or that personal data be handled in accordance with our privacy policy. We may terminate or suspend your access to the Service with immediate effect or with reasonable notice if you breach the Terms, misuse the Service, create a risk of harm or liability for us or others, or if we otherwise have legitimate grounds to end your access. Termination does not affect agreements already entered into between you and suppliers.

We may amend these Terms. If the changes are material, we will inform you through the Service and/or via your registered email address within a reasonable time before they take effect, unless a shorter notice period is required by law, a government decision or security reasons. Continued use of the Service after the new Terms take effect means that you accept the changes. If you do not accept the changes, you must stop using the Service before they take effect.

If any provision of these Terms is held invalid, declared invalid or unenforceable by a competent court or authority, the remaining provisions shall remain in full force and effect. The affected provision shall be interpreted or adjusted to the extent necessary to achieve a result that is as close as possible to the intended commercial and legal effect.

These Terms, together with our privacy policy and any specific rules or agreements expressly referred to in the Service, constitute the entire agreement between you and us regarding your use of the Service and replace all prior discussions, statements or agreements on the same subject, whether oral or written.

You may not assign your rights or obligations under the Agreement without our written consent. We may assign the Agreement or our rights and obligations under it to an affiliate or in connection with a merger, acquisition, reorganisation or transfer of business or assets. Such assignment does not affect your rights under mandatory law.

These Terms and the Agreement shall be governed by and construed in accordance with Swedish law. Any dispute that cannot be resolved amicably shall be decided by the Swedish general courts unless mandatory law provides otherwise. If you are a Consumer, you may also be entitled to have certain disputes reviewed by the Swedish National Board for Consumer Disputes (ARN) or through the EU online dispute resolution platform where applicable.

Our processing of personal data in connection with the Service is described in our privacy policy. By using the Service, you confirm that you have taken note of that information. If you provide personal data relating to another person, you are responsible for ensuring that you are entitled to do so and, where required, that the relevant person has received appropriate information about the processing.

If you have questions about these Terms or the Service, you are welcome to contact us at support@pickcost.se. We will respond as soon as reasonably possible.